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Considering Signing Up With A Debt Relief Program in 2024? Before You Do, Read Our Story First and Avoid These Mistakes...

Published: March 2, 2024 - 1 min read

I'll cut right to the chase.

I've been in the finance industry for over 30+ years, and believe me when I say this, I've seen it all. From greed to online scams in 2024, you've gotta be careful to protect your money and be knowledgeable in every aspect when it comes to your money.

Today I'm going to be sharing helpful tips about debt relief programs and then sharing the exact program, my husband and I personally used, which helped us get out of $87,000 of credit card debt and $48,000 in personal loan debt. (Yes even we fell behind during covid and I'm not ashamed to share if this can help others)

Debt Relief Programs Explained:

A debt relief program is a method for managing and paying off debt. It involves hiring a debt relief company to employ one or more strategies that help you get debt under control, such as reducing the amount you owe, lowering your interest rate, or securing better terms.

They can achieve this by having incredible relationships with all of the top financial industries and negotiating on your behalf. (This is what makes this route so powerful)

Why My Husband and I Chose A Debt Relief Program?

Debt relief programs are set up in a very unique way and in my opinion, it's perfect for consumers like you and me.

I'm going to share our personal numbers, so you know exactly how it works...

My husband and I enrolled a little over $135,000 with a debt relief program which was made up of credit card and personal loan debt.

Within a few months, they were able to negotiate our debt down by 64%. Meaning, they saved us $86,400 and left us owing only $48,600. (we are still shocked at how much they saved us)

For the remaining balance of $48,600, the debt relief program offers you an interest-free consolidation loan which allows you to pay off and consolidate the remainder of your debt. This gets the creditors off your back to where you can start living again!

So before you go and get a personal loan charging 28% interest, think again! This is a much better option.

Can't I Negotiate My Debt By Myself?

If you are committed to paying off your debt and are a good negotiator, you can perform many of the same services provided by a credit counseling agency or debt relief program.

However, be ready to take this on as a second job. With me being in the finance industry for over 30+ years, I thought I could handle this myself too, only to successfully negotiate one of our credit cards down by a lousy $1,000.

I spent that on Tylenol trying to overcome my severe headaches caused by being on the phone for hours at a time and writing 500-word letters to send to our creditors.

What’s The Verdict?

If you have more than $10,000+ in credit card, personal loan, or medical debt and you're serious about getting your debt under control in the fastest way possible, I highly recommend you enroll into the same debt relief program my husband and I joined.

I have recommended this program to many colleagues, family members, and friends and they too, are now debt-free. This program truly cares about helping you and freeing your family from the burden of debt.

CLICK HERE TO SEE IF YOU'RE ELIGIBLE FOR THE PROGRAM>>>

It's free to check!

Conculsion

Now that my husband and I are debt-free, going back in debt in one thing we'll never do again. The past 4 years have been very hard for all Americans and I truly believe this debt relief program is the best thing that has ever happened to us. Everyone deserves a fresh financial start and I truly believe this is the key. Thanks for reading!

Bonus Tip – Go for the Test Drive

If the annual fee of the Mastercard Black Card is a tad too high to take a look, consider the Mastercard Titanium Card instead. Because it comes with the same concierge, hotel travel program, and an impressive metal card for less than half the annual fee ($195) of the Black Card ($495). Maybe a test run with a cheaper annual fee will give you all you need to know from what I have shared to help you experience the difference and upgrade later.

Click here to apply for the Mastercard Titanium Card

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About Author: Julia Miller

My burning passion for finance has led me down a path to help others across the web find solid financial solutions.

My frustrating experiences finding the right solutions fed my desire to help others avoid the same pitfalls and financial scams I've encountered throughout the years.

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